When trying to find your own online savings accounts, be informed. These are some of the best available for the typical consumer. Just remember when you are looking at these accounts and their interest rates, they aren't necessarily worse than a physical bank that doesn't offer an online option.
Ally a really great way
Ally Bank has a really great consumer service reputation and is simple to use online. Individuals can get high-yield CDs and IRAs through the company if interested, and there are virtually no service charges. The savings account gets a 0.95 percent annual increase with no minimum balance required.
Another option could be CIT
A Small business administration Preferred Lender that has been in business for a hundred years, CIT offers a 0.90 percent APY on balances under $25,000. Those above hit 1.05 percent. A $100 minimum balance is needed, but there are no other associated fees. Consumer service is available daily, but hours are set.
American Express Personal Savings another good option
With a 24/7 service department and no charges or minimums, you can get an APY of 0.90 percent interest on your American Express Bank savings account.
Take a look at Discover
Another bank better known for its credit cards, the Discover bank account has a yield of 0.80 percent. A minimum balance of $500 is needed to open the account, but after that, no minimum is needed and there are no monthly charges. Service is 24/7 via all common communication methods.
Many love EverBank
When you have $1,500 to get started at the EverBank Yield Pledge Money Industry, it could be your best choice. The account has a ton of good benefits and 1.01 percent APY. APY will increase to 1.25 percent once somebody puts $50,000 or more in the account. There are many more options available for only accounts, and some may offer better deals than these listed. If you spend a little time doing a little research you will find out that your money can sometimes work for you. You now have read about our top accounts, the only question left is, what account will you choose? Visit us and let us know what account you chose and why.
Ally a really great way
Ally Bank has a really great consumer service reputation and is simple to use online. Individuals can get high-yield CDs and IRAs through the company if interested, and there are virtually no service charges. The savings account gets a 0.95 percent annual increase with no minimum balance required.
Another option could be CIT
A Small business administration Preferred Lender that has been in business for a hundred years, CIT offers a 0.90 percent APY on balances under $25,000. Those above hit 1.05 percent. A $100 minimum balance is needed, but there are no other associated fees. Consumer service is available daily, but hours are set.
American Express Personal Savings another good option
With a 24/7 service department and no charges or minimums, you can get an APY of 0.90 percent interest on your American Express Bank savings account.
Take a look at Discover
Another bank better known for its credit cards, the Discover bank account has a yield of 0.80 percent. A minimum balance of $500 is needed to open the account, but after that, no minimum is needed and there are no monthly charges. Service is 24/7 via all common communication methods.
Many love EverBank
When you have $1,500 to get started at the EverBank Yield Pledge Money Industry, it could be your best choice. The account has a ton of good benefits and 1.01 percent APY. APY will increase to 1.25 percent once somebody puts $50,000 or more in the account. There are many more options available for only accounts, and some may offer better deals than these listed. If you spend a little time doing a little research you will find out that your money can sometimes work for you. You now have read about our top accounts, the only question left is, what account will you choose? Visit us and let us know what account you chose and why.
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