Protecting your home can protect you from the necessity of having to file an insurance claim. Speak with your agent to find out if the company has any specific suggestions to help you secure your home. Some companies may require documentation to assure proper settlement. Know what you need and then protect your house with simple items like sash window security solutions.
Filing a claim once a burglary occurs, is a bad time to find out you don't have enough documentation to get full reimbursement. It is difficult to remember every item in a house, and without proper documents, you may have to accept a value on stolen items that is well below a replacement cost. Having an inventory of house items and having replacement cost insurance will give you the best chance to recover all that is lost.
Inventory can be taken in several ways. Pictorials of your belongings can be done using a photo or video camera. Be thorough. Open drawers and, if needed remove contents for documentation. Activate the option of sound and note the date of purchase and the cost. Request an inventory form from your insurance company and use this to write date, cost, and location of purchases. Refer to this for the voice over.
As stated, software specific to inventorying household items is worth an investigation. Try to find one that can interact with the financial program you may be using. This will make some of the older purchases easier to document. If you do not have receipts, financial program, or any other back up at least give an estimated cost and date of purchase. Start a ledger now to track home purchases into the future.
Make sure you also take pictures of any secure measures you add to your home. To make the entrance through a window more difficult, several locks and stops are available. A quick look online will show you the types available. From keyed locks, deadbolts to simple track blockers will deter most attempts to enter in this manner.
There are more extreme ways to block entrance through a glazed opening. Security bars and metal rolling shades will prevent entrance and are visible. These types of protection are great deterrents. Alarm systems also are good. Include glass breakage alarms. Make sure you advertise that you have a system to give a thief some pause.
Knowing what the insurance company requires in the event of a claim and having a thorough inventory will help you with a settlement. Taking simple measures like Sash Window Security Solutions will help you protect your home.
Filing a claim once a burglary occurs, is a bad time to find out you don't have enough documentation to get full reimbursement. It is difficult to remember every item in a house, and without proper documents, you may have to accept a value on stolen items that is well below a replacement cost. Having an inventory of house items and having replacement cost insurance will give you the best chance to recover all that is lost.
Inventory can be taken in several ways. Pictorials of your belongings can be done using a photo or video camera. Be thorough. Open drawers and, if needed remove contents for documentation. Activate the option of sound and note the date of purchase and the cost. Request an inventory form from your insurance company and use this to write date, cost, and location of purchases. Refer to this for the voice over.
As stated, software specific to inventorying household items is worth an investigation. Try to find one that can interact with the financial program you may be using. This will make some of the older purchases easier to document. If you do not have receipts, financial program, or any other back up at least give an estimated cost and date of purchase. Start a ledger now to track home purchases into the future.
Make sure you also take pictures of any secure measures you add to your home. To make the entrance through a window more difficult, several locks and stops are available. A quick look online will show you the types available. From keyed locks, deadbolts to simple track blockers will deter most attempts to enter in this manner.
There are more extreme ways to block entrance through a glazed opening. Security bars and metal rolling shades will prevent entrance and are visible. These types of protection are great deterrents. Alarm systems also are good. Include glass breakage alarms. Make sure you advertise that you have a system to give a thief some pause.
Knowing what the insurance company requires in the event of a claim and having a thorough inventory will help you with a settlement. Taking simple measures like Sash Window Security Solutions will help you protect your home.
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