Are you aware of the type of roof your home has? What is the life expectancy? The vast majority of us do not even consider the roof, unless a problem arises; shingles can be swept away during a windstorm, or a leak could happen, letting water in. Here are a few of the most popular types of roofing materials:
Asphalt shingles: This type of roofing is very popular due to low cost and ease of installation. Many kinds with varying life spans are available, and a wide range of colour and styles can be chosen, and they are fire resistant and easy to repair. The usual life expectancy is 20 years.
Shakes or wood shingles are highly valued due to their desirable appearance, and long lasting protection. A woof roof will last up to 25 years when they are maintained properly and installed correctly. This roofing material has no fire rating or is a Class C. Check your local building codes. If your roof is treated with a fire-resistant substance, your rating could be raised to Class A.
Concrete or clay tiles are fireproof, attractive, and have a wide variety of style and colour to choose from. These tiles do not need much maintenance, and they are strong and long lasting, even over 30 years of weather. These tiles can add a considerable weight to your roof, so in some cases, extra framing may need to be installed.
Tar and gravel is a good option for a roof that has a slope to it that is on a low angle. It consists of layers of asphalt and tar paper that are fastened to the roof surface with molten asphalt applications. Lamination is used on top of these layers, and then gravel is spread over top to protect from UV damage, and to hold the layers on the roof down. The life expectancy for this type of roof is 20 years.
Metal roofs do well in country that has heavy annual snowfalls. This type of roof sheds snow very well, reducing the risk of collapse. A metal roof will last for over 30 years if the homeowner had them properly installed, and maintains the roof correctly. In addition to its longevity, metal shingles are much lighter than most materials and very resistance to adverse weather.
Maintain your roof
The longevity of your roof can be increased dramatically if you do yearly inspections, and take care of any damages. Keep an eye out for curled edges, worn granulars, or cracks in your asphalt shingles on your home. Get a professional to remove excess snow from your roof in the winter if it is building up too high. Your home will benefit from snow removal, by keeping leaks from occurring. Be sure that during other seasons and fall especially, you clear debris from your home's eavestroughs. Taking these easy steps yearly will benefit you greatly in the future, as your roof will have increased longevity.
Look over your current home insurance policy annually
Home insurance is a basic necessity to protect a homeowner if an emergency occurs. Covered by these policies are things like damage from ice and snow weight, falling objects or hail damage. Wear and tear is an example of losses that wouldn't be covered by your policy. If your roof is not properly maintained, or it is of considerable age, your insurance may only cover part of the damages, and may not cover any damage at all. Check your policy carefully to see if you're covered for the entire roof to be repaired or replaced, or if you're only covered for actual cash value, or depreciated value.
Asphalt shingles: This type of roofing is very popular due to low cost and ease of installation. Many kinds with varying life spans are available, and a wide range of colour and styles can be chosen, and they are fire resistant and easy to repair. The usual life expectancy is 20 years.
Shakes or wood shingles are highly valued due to their desirable appearance, and long lasting protection. A woof roof will last up to 25 years when they are maintained properly and installed correctly. This roofing material has no fire rating or is a Class C. Check your local building codes. If your roof is treated with a fire-resistant substance, your rating could be raised to Class A.
Concrete or clay tiles are fireproof, attractive, and have a wide variety of style and colour to choose from. These tiles do not need much maintenance, and they are strong and long lasting, even over 30 years of weather. These tiles can add a considerable weight to your roof, so in some cases, extra framing may need to be installed.
Tar and gravel is a good option for a roof that has a slope to it that is on a low angle. It consists of layers of asphalt and tar paper that are fastened to the roof surface with molten asphalt applications. Lamination is used on top of these layers, and then gravel is spread over top to protect from UV damage, and to hold the layers on the roof down. The life expectancy for this type of roof is 20 years.
Metal roofs do well in country that has heavy annual snowfalls. This type of roof sheds snow very well, reducing the risk of collapse. A metal roof will last for over 30 years if the homeowner had them properly installed, and maintains the roof correctly. In addition to its longevity, metal shingles are much lighter than most materials and very resistance to adverse weather.
Maintain your roof
The longevity of your roof can be increased dramatically if you do yearly inspections, and take care of any damages. Keep an eye out for curled edges, worn granulars, or cracks in your asphalt shingles on your home. Get a professional to remove excess snow from your roof in the winter if it is building up too high. Your home will benefit from snow removal, by keeping leaks from occurring. Be sure that during other seasons and fall especially, you clear debris from your home's eavestroughs. Taking these easy steps yearly will benefit you greatly in the future, as your roof will have increased longevity.
Look over your current home insurance policy annually
Home insurance is a basic necessity to protect a homeowner if an emergency occurs. Covered by these policies are things like damage from ice and snow weight, falling objects or hail damage. Wear and tear is an example of losses that wouldn't be covered by your policy. If your roof is not properly maintained, or it is of considerable age, your insurance may only cover part of the damages, and may not cover any damage at all. Check your policy carefully to see if you're covered for the entire roof to be repaired or replaced, or if you're only covered for actual cash value, or depreciated value.
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